Canada Education loan applicants’ work permit guide
Canada might be your dream place to go to school. Canada has a lot more to offer students who want to go to college there than just beautiful views, hills, and coastlines. Canada has long been a popular place for students who want to study abroad and start their careers. It is one of the best ways to get a world-class education and find great jobs in a country with a diverse workforce.
We’ll talk about the Canada Work Permit Guide for Education Loan Applicants in this article. Every year, tens of thousands of Indian students enroll in universities or colleges in Canada in the hopes of finding better jobs. But not many people know what they need to do to get a work permit in Canada after college or graduate school.
This article will talk about two important parts of going to school in Canada.
First of all, the whole process of getting a work permit in Canada
And secondly, how consultancies often give wrong information to students about the Canada work permit and how this affects the process of getting a student loan.
But before we do that, let’s take a look at what a Canada work permit is, the different kinds of work permits, and the rules that go with each type.
What is a permit to work in Canada?
A Canada work permit is a simple document that says you are allowed to work or get a job in Canada. It is a document that gives a person who is not a Canadian citizen or a permanent resident of Canada permission to work in Canada. It is given by authorized officials. Under the Temporary Foreign Worker Program, Canada Immigration and Citizenship gives out work permits (TFWP).
TFWP says that they have put people into four different groups:
There are programs for high-skilled workers, low-skilled workers, seasonal agricultural workers, and people who care for people in their own homes.
Canada work permit is only good for jobs with a certain employer, and you can apply for a work permit if:
Employment and Social Development Canada made a report called the Labour Market Impact Assessment (LMIA) (ESDC)
Or a job offer from a company that doesn’t have to do a Labor Market Impact Assessment (LMIA).
What are the different kinds of work permits for Canada?
There are two kinds of work permits for Canada:
a. Open work permit Canada: With an open work permit Canada, students can work for any employer. This is similar to the Post-graduation work permit (PGWP)
b. Work permits for a single employer: If a student has a work permit for a single employer, they should only work for that one employer.
All of this is about a work permit for Canada. Now let’s talk about the rules that go with the work permit visa.
How to get a work permit in Canada
A visa to work in Canada has only a few rules. If students don’t follow the same rules, a government worker could change or cancel your Canada work permit visa or force you to follow the rules. A few that the officials mention are:
What kind of job a student is willing to look for
The employer or company for which a student may work. The location or place where the student may work. The length of time the student will work.
Now, let’s talk about the co-op work program and how to get into it.
What is the work-study program called?
Co-op program is basically an internship program that is offered to international students because they need to do an internship program to finish their graduation or post-graduation. Students need a co-op work permit and a study permit to be able to work or do an internship. If the students qualify for a co-op work program, the organization that picks them can give them an open work permit Canada.
If you need help paying for your Canadian education loan or are looking for scholarships, contact our team at WeMakeScholars. Our financial officer will help you find the best option on the market and guide you through the entire education loan process in India.
Before applying for a co-op work permit, what are some things to keep in mind?
Students need a valid study permit and a few other things to get a co-op work permit, but having a valid study permit is the most important. Not many of them:
The student must be enrolled in an academic, vocational, or professional training program after high school.
The student’s planned vocational training program should be at the secondary level in Quebec or have a secondary level program where the student has to work in order to get their secondary or high school diploma or certificate of graduation.
A Designated Learning Institution should offer the job the student wants.
Student-planned work must be approved by an official of the school as part of the academic program. Student-planned work shouldn’t make up more than 50 percent of the total program of study.
What is a work permit after college?
Students from other countries who come to Canada to study can get work experience by getting a work permit visa through the Post-Graduation Work Permit Program. Students can work in Canada for up to three years after they graduate from school. Students can opt for full-time employment, part-time, self-employment etc. This is an open work permit in Canada, which means that students can work for any company.
The best thing about the Canada work permit for students after they graduate is that they don’t need a job letter to apply for it. They don’t have to do a Work Market Impact Assessment (LMIA). LMIA is a document that a Canadian employer may need to see before they can hire a foreign worker.
Eligibility for a Canadian work permit after graduation
Students who came from other countries to study in Canada and are in the last part of their studies have 180 days from the time they get their grades to apply for a post-graduate work permit. Also, applicants must make sure that their study permit was valid at some point in the last 180 days. So, what happens if a student’s right to study in Canada runs out before they get their final grades? According to the Canada work permit eligibility criteria, if a student’s study permit expires before their 180-day lock-in period, they will have two choices.
Fill out a visitor record to stay longer in Canada.
Return to their home country and reapply for a work permit to work in Canada after they finish school.
Students will be able to apply for a work permit in Canada if they are able to meet these post-graduate work permit requirements.
So, to sum up the post-graduate work permit application requirements, it is very important to keep track of when your study permit expires if you want to be eligible for a post-graduation work permit. A work permit is only given to migrant students who have finished their graduation or post-graduation from a Designated Learning Institution and have a valid study permit. This is a requirement that must be met in order to get a work permit in Canada.
General Eligibility for a Work Permit in Canada After Graduation
Students must finish a program that qualifies and is at least 8 months long.
Students must enrol in a full-time enrollment in regular academic terms
If the program is for distance learning, it can’t take up more than 50% of the program.
Before a student can get their final grade, they must have a valid study permit.
How to Get a Work Permit After Graduation?
As was said at the beginning of this article, students have 180 days to fill out and send in their post-graduate work permit application after getting their final degree, diploma, transcript, or an official letter from their schools. The application for a post-graduate work permit can be turned in on paper or online.
Fees and paperwork for applying for a post-graduate work permit
If a student’s permit to study in Canada runs out before the 180-day period starts, they have about 90 days to reapply for a new one and get back to being a student. In this case, people who want to work in Canada will have to first become students again and then apply for a PGWP. Students whose study permits expire before they get their qualifications will have to pay the following fees:
Fees for applying for a postgraduate work permit are $ 255 CAD
Applying again for a student permit costs $ 350 CAD
Students won’t be able to work until they have both of these documents in their possession. If they don’t apply for their status as students to be restored within the grace period, they have to leave Canada and apply for a new study permit and work permit.
Before applying for a PGWP, you should have these documents on hand:
A letter from your school that says you’ve finished your program of study.
A copy of your transcript from your school’s website or an official transcript
If you are a student or a visitor in Canada, you must have a valid status.
A valid passport
Photo of the student in digital form
Time to Get a Work Permit After Graduation
Even though students can send in their applications for a post-graduate work permit on paper, the immigration department strongly suggests that students apply online to make the whole process easier. Both online and paper applications for a post-graduate work permit take about the same amount of time to process. However, applying online is easier than sending the Canada work permit application form by mail. Students will have to submit their biometrics online as part of the application process for a work permit after they graduate.
If you think that this is the end of the process, you are wrong. If you paid attention, you may have noticed that the length of time a typical post-graduate work permit is good for wasn’t mentioned at the start. The next important part of the article is about how long a Canada work permit is good for.
Validity of Canada Work Permit
Once given, a Canada post-graduate work permit is good for the same amount of time as the course. The following table shows how long the PGWP is good for for each course. Before you ask a consulting service for help with your course, you must be aware of these validity periods.
Students who have graduated from various Canadian universities or colleges are eligible to apply for a post-graduate work visa, the validity duration of which is equal to the total amount of time spent studying at those institutions. To reiterate, those students who meet the standards outlined below for a Canadian work permit are eligible.
All of the classes you take have to meet the requirements for a post-graduate work permit.
Every class needs to be a minimum of eight months long. Less extensive programs will not be considered for a PGWP award since they do not meet the minimum requirements.
What Kind of Impact Will the Status of Your Canada Work Permit Have on Your Student Loan?
Many students from India choose to study in Canada because they believe the country will provide them with better job possibilities and higher incomes than in India. As a result of the fact that many of them are not familiar with the policies and procedures that must be followed in order to obtain a work permit in Canada after finishing their education, many students have a tendency to seek help regarding these matters from consultancies.
This is a fairly prevalent habit that can be seen among students who have been admitted into lower-ranked institutions and colleges all around the country of Canada. According to the table that can be found above, students who are enrolled in programs that last for two years are given a PGWP that is good for three years, while students who are enrolled in programs that last for one year are given a PGWP that is valid for one year.
Now, candidates who need an extension on their post-graduate work permit are frequently advised by their higher education consultancies to enroll in 1-year courses first, and then after completing those courses, they could apply for another course. This is because enrolling in courses that are longer than one year is not permitted. Students in this position are eligible for a PGWP for a total of three years if they successfully complete two programs, each of which lasts for one year, in consecutive order.
This approach is perfectly acceptable in every way. However, it is highly hazardous. Students who do not successfully finish their coursework will only be eligible for a one-year PGWP extension. After the PGWP has run its course, they will be obliged to go back to the country in which they were born. When applying for an education loan, students absolutely need to be aware that two distinct programs with the same length will not be regarded to be the same by traditional and non-traditional financial institutions. It is essential that you are aware of this information given the large number of students who aspire to pursue higher education in Canada and rely on student loans to support their education.
Now, the majority of education loan programs offered by government banks in Canada are intended to serve the conventional undergraduate and postgraduate degree programs in Canada that last for a total of two years. Because of this, very few government banks in Canada will agree to offer a student a Canada education loan on a collateral basis if the student has been engaged in certificate or diploma programs for at least one year. If a student does not have any collateral, then the only alternative for funding such courses is to obtain unsecured education loans, which are also considered on a case-by-case basis.
The alternatives available for obtaining an unsecured college loan in Canada are dissected in Episode 18 of Loanflix. For the purpose of funding their education in Canada, students have access to education loans with a maximum amount of INR 25 Lakhs that are unsecured. When candidates who are now confident of obtaining a Canada work permit in the same manner as advised by their respective consultancies apply for unsecured education loans with NBFCs, stating that their total course duration will be two years, their applications are outright rejected. This is because the candidates have stated that the total duration of their course will be two years.
However, organizations such as WeMakeScholars still make it possible for students in this situation to successfully obtain an education loan to fund their studies in another country. They do this by persuading the students to first take out an education loan in Canada to cover the cost of the one-year course, and then, after successfully completing that course, applying for a second education loan to cover the cost of their second course. This will only be feasible if you ask our financial experts for assistance with college loans and make an appointment with them. Make a request for a callback right away to get a comprehensive explanation of the student loan application process.