JOB – Risk Analyst at Credit Direct Limited

JOB – Risk Analyst at Credit Direct Limited   Credit Direct Limited, headquartered in Lagos, Nigeria, is a market-leading, innovation-driven financial services provider with branches nationwide.

JOB – Risk Analyst at Credit Direct Limited


We were the first company in Nigeria to offer unsecured microloans, and we are poised to become the market leader in Nigeria and beyond. Our repayment options give customers the freedom, flexibility, and confidence they need to enjoy their lives while allowing us to offer friendly, innovative loan and investment products. For friendly, innovative loan and investment products, we partner with our customers’ employers.

Our services are trusted by over 300,000 Nigerian customers. We’re inspired to keep our lead in Nigeria’s micro-lending market. We pride ourselves on fast loan turnaround, minimal documentation, and excellent customer service.


JOBS – Accountant at HTS Farms Limited

We are recruiting to fill the position below:

Job Title: Risk Analyst

Location: Ikeja, Lagos
Employment Type: Full-time

Job Summary

  • We are hiring a talented Risk Analyst Professional to join our Risk Management Team.
  • The successful candidate will be responsible for identifying and analyzing the areas of potential risk threatening the success of CDL product(s), predicting change and future trends, as well as forecasting costs.
  • You must be able to communicate risk policies and processes to the organization while providing hands – on development of risk models involving markets, credit, and operational risk, assures controls are operating effectively and provide research and analytical support.

Job Responsibilities

  • Designing and implementing and overall risk management processes for the organization which includes and analyses of the financial impact of risk on the company per product.
  • Partnering with product team to design products, pilot programs and launch of new products or features for existing products.
  • Establishing the level of risk, the organization is willing to take per product while implementing threshold in regards portfolio at risk (PAR).
  • Conduct research to assess, analyze and anticipate credit risk trend
  • Calculate risk involved in transactions and product proposals and formulate contingency plans.
  • Recommend improvement methods or precautionary for existing or emerging credit risk on each product.
  • Monitor the growth and activity of the portfolio based on specified risk levels. Analyzing current risk and identifying potential risk that are affecting product
  • Reviewing any new major contract, products, or internal business proposal
  • Risk Reporting tailored to the relevant audience (BOARD PACK, MPRs, WEEKLY and BI-ANNUAL product reports).
  • Support and build relationships with different business units for the growth of the organization.

Job Requirements

  • B.Sc / HND in related field.
  • One (1) to five (5) years of experience as an analyst in a similar company or related field.
  • Proficiency in Microsoft word, Excel, Access and PowerPoint, SQL, PowerBi, Navision.
  • Demonstrated ability to prioritize tasks and meet daily deadlines for projects
  • Critical Thinking, Problem Solving and Analytical Skills.
  • Knowledge of loan Monitoring & Remedial Management.
  • Clear understanding of portfolio risks related to vintage and delinquency Trends.
  • Adept at working across matrix Organizations.

Person Specification:

  • Leadership, Influencing and Negotiation.
  • Relationship Management (Including collaboration & teamwork).
  • Effective Communication and presentation Skills.
  • Continuous Learning & Improvement.
  • Self-Assured, Confident and Assertive.
  • Investigative, inquisitive, flexible & objective mind-set.
  • Influence, persuasion, conflict resolution & Negotiation.

What We Offer:

  • A competitive base salary with fast, results-driven raises
  • Employee Development
  • A vibrant culture and great work ambience
  • A fast paced, high performing team
  • Innovative and equitable compensation
  • Comprehensive Health Insurance

Director of Works & Services at the Enugu State University of Medical and Applied Science

Application Closing Date
Not Specified.

Method of Application
Interested and qualified candidates should:
Click here to apply online

About the Hiring Process
Our hiring process is set up to adapt to the needs of the individuals. In general, you can expect:

  • A short HR video call.
  • Subsequent calls with other management members or team leads.
  • An in-depth call with the hiring manager.
  • Given the level of this role, a face-to-face interview(s) will likely occur near the end.
  • We respect your time and aim to move as quickly as possible.

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